What is Covered?

Reimburse the medical expenses for out-patient treatment, hospitalization and surgery during the study trip. Max. 25 outpatient visits

Follow up Medical Treatment Extension

Maximum Sum Insured for Chubb Assistance

Emergency Medical Evacuation and/or Repatriation
In the event of Serious Bodily Injury or Serious Sickness of the Insured Student requiring emergency medical evacuation to another location for appropriate medical treatment on the advice of a Physician, cover for the evacuation arrangements and the related expenses.

Return of Mortal Remains
Upon the death of the Insured Student as a result of Serious Bodily Injury sustained or Serious Sickness suffered in the course of a Study Trip, cover for the arrangement of the return of the Insured Student’s mortal remains from the place of death to Hong Kong SAR including the related expenses.

In the event the Insured Student is confined in a Hospital as a Resident Inpatient for over 5 consecutive days due to Serious Bodily Injury or Serious Sickness, will pay for one adult Immediate Family Member

Reimburse the forfeited Tuition fees or Tuition fees for re-attending courses in the event of Study Interruption due to the Serious Bodily Injury or Serious Sickness of the Insured Student in the course of a Study Trip

Cover for death or disability of the Insured Student as a result of an Accident during the Study Trip

Subsidize the continuation of the Insured Student’s study in the event of the Accidental death or Permanent Total Disability of the specified Insured Parent / Guardian.

Pay for the loss or damage to the Insured Student’s Personal Property in the course of a Study Trip except within the city of the Overseas Studying Institution, excluding personal money, software, mobile telecommunications devices and accessories, means of transport and accessories, and jewellery that is not worn or carried by the Insured Student at the time of loss or damage.

Maximum amount for each item/set/pair

Maximum amount for laptop

Reimburse the replacement cost of the Insured Student’s passport, identity card or visa arising out of robbery, theft or burglary in the course of a Study Trip.

In the event that the Insured Student becomes legally liable to pay compensation for an accident in the course of a Study Trip which causes Bodily Injury to other person or destruction of the property of others, except any loss due to the ownership, possession, lease or rental of any vehicles, aircraft, firearm or animals.

Reimburse the loss of cash of the Insured Student in the course of a Study Trip.

Pays HK$500 for each period of 8 hours of delay if the airline or Public Conveyance in which the Insured Student has arranged to travel is delayed due to industrial action by the employees of the Public Conveyance, bad weather, Strike or mechanical fault of the Public Conveyance.

Maximum sum insured

Cover for the reasonable expenses incurred in purchasing essential replacement clothing and toiletries if the Insured Student’s Personal Property has been delayed on delivery or temporarily mislaid by the Public Conveyance carrier for more than 8 consecutive hours in the course of a study trip.

Maximum sum insured

Reimburse the cost of trauma counseling if the Insured Student witnesses and/or is the victim of a traumatic event in the course of a Study Trip. Max. of HK$2,000 per visit

In the event of Insured Student is Kidnapped in the course of a Study Trip, pay a daily benefit of HK$500 for each completed 24-hour period.

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