| Personal Accident Cover/ Burns Benefit | 
- Medical report or certificate issued by a Physician certifying the degree or severity of disability;
 
- Police report, where relevant.
 
 
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| Accidental Death | 
- Death certificate;
 
- Coroner’s report;
 
- Police report, where relevant;
 
- In the event of a disappearance, presumption of death as proclaimed by court.
 
 
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| Medical Expenses/Hospital Cash/Trauma Counselling Benefit | 
- Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;
 
- Original Hospital bill/receipt with itemized list issued by a Hospital;
 
- All bills, receipts and coupons;
 
- Original receipt for purchase of medical equipment.
 
 
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| Personal Property/Personal Money/Loss of Documents | 
- Original receipts, including date of purchase, price, model and type of items lost or damaged;
 
- Photos of the damaged items showing the extent of the damage;
 
- Copy of notification to airline/public conveyance and their official acknowledgement in writing when loss of damage has occurred in transit;
 
- Police report (which must be made within 24 hours of the occurrence);
 
- Copy of notification to the issuing authority in respect of loss of traveler’s cheques (which must be made within 24 hours of the occurrence).
 
 
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| Trip Cancellation/Trip Interruption/Trip Curtailment | 
- All bills, receipts and coupons;
 
- Diagnosis and treatment, including patient name and date of diagnosis, certified by a Physician;
 
- Official documentation from airline/public conveyance including victim’s name, date, time, duration and reason for delay.
 
 
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| Trip Re-route/Travel Delay/Baggage Delay | 
- Official documentation from the airline/public conveyance including victim’s name, date, time, duration and reason of delay.
 
- Original bill/ receipt issued by hotel/airline/public conveyance.
 
 
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| Personal Liability | 
- Statement on the nature and circumstances of the incident or event (No admission of liability or settlement can be made or agreed upon without written consent of The Company);
 
- All associated documentation received in connection with the incident or event (including copies of summons, all court documents, solicitors’ and other legal correspondence).
 
 
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